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Tytuł: ge money Wiadomość wysłana przez: ink Kwietnia 12-04-2006, 11:23:25 witam!
zamierzam zaciągnąć kredyt hipoteczny w tym banku na kwotę 140.000,00 zł Do wyboru mam: - kredyt prosty: 1% prowizja, 1,2% ubez od ryzyka utraty pracy, 1008 zł ubezp niskiego wkładu, 3,35 % (0,91 libor3m + 2,44 stała marza)po ustanowieniu KW. w sumie w preliczeniu to biorę kredyt na 143.080,00 pln - kredyt wygodny: 0,8%ubez od ryzyka utraty pracy, brak prowizji, brak ubezp niskiego wkłądu,3,75% (0,91libor3m+marża). w sumie w preliczeniu to biorę kredyt na 141.120,00pln przewalutowanie darmowe, za wcześniejszą spłatę również bez opłat w obu wersjach proszę o poradę, co korzystniejsze dla klienta? co sądzicei na temat tego banku? proszę o rady! Tytuł: Odp: ge money Wiadomość wysłana przez: ziut19 Kwietnia 13-04-2006, 02:33:08 Nie sa to jakies rewelacyjne warunki. Wez pod uwage, ze dzis LIBOR wynosi juz 1,25%, wiec Twoje kredyty lada chwila beda na poziomie 3,69% lub 4,25%. a na takim poziomie to mozna w banku dostac pozyczke. Do zaakceptowania jest marza ponizej 2%.
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